List of bucket | Major Illness (100% of the base cover Sum Insured ) | Minor Illness (25% of the base cover Sum Insured up to a maximum of 12.5lacs) |
Cancer and Blood Disorders | - Cancer of Specified severity (Major Cancer)
- Bone Marrow Transplant
- Aplastic Anaemia
- Primary Myelofibrosis
| - Early stage cancer/ Carcinoma-in- Situ
|
Heart and Blood Vessel | - Takayasu Arteritis
- Eisenmenger’s Syndrome
- Myocardial Infarction (First Heart Attack – Of Specified Severity
- Open Heart Replacement Or Repair of Heart Valves
- Surgery of Aorta
- Refractory Heart Failure
- Open Chest CABG
- Cardiomyopathy of specified severity
- Primary (Idiopathic) Pulmonary Hypertension
- Infective Endocarditis
| - Pulmonary Artery Graft Surgery
- Cardiac Arrhythmia with surgical intervention (Sum Insured capped at 5 lacs)
- Complete Heart Block or Third Degree Heart Block with pacemaker
- Angioplasty (Sum Insured capped at 5 lacs)
- Minimally Invasive Surgery to Aorta
- Moderately Severe Cardiomyopathy
- Pericardectomy
- Other Serious Coronary Artery Diseases
- Insertion of a Permanent Cardiac Defibrillator
- Balloon Valvotomy or Valvuloplasty
- Pulmonary embolism
|
Major Organs | - Systemic Lupus Erythematous With Renal Involvement
- Rheumatoid Arthritis
- Myasthenia Gravis
- Kidney Failure Requiring Regular Dialysis
- Fulminant Hepatitis
- Major Organ transplant
- Severe Ulcerative Colitis
- Good Pastures Syndrome With Lung or Renal Involvement
- Scleroderma
- End Stage Lung Failure
- Medullary Cystic Kidney Disease
- End Stage Liver Failure
- Severe Crohn’s Disease
- Chronic Relapsing Pancreatitis
| - Severe Acquired Or Secondary Pulmonary Alveolar Proteinosis (Pap)
- Moderately Severe Kidney Disease
- Portal Vein Thrombosis
- Moderately Severe Crohn’s Disease
- Small bowel transplant
- Surgical Removal of one kidney
- Glomerulonephiritis with Nephrotic Syndrome
- Intestinal Gangrene
- Surgical Removal of One Lung
- Moderaterly Severe Ulcerative Colitis.
- Ankylosing Spondylytis
- Moderately Severe Systemic Lupus Erythematous With Lupus Nephritis
|
Nervous System | - Stroke Resulting in Permanent Symptoms
- Motor Neuron Disease With Permanent Symptoms
- Parkinson’s Disease
- Alzheimer’s Disease
- Multiple Sclerosis with Persisting Symptoms
- Muscular Dystrophy
- Apallic Syndrome
- Guillain-Barre Syndrome
- Loss Of Speech
- Spinal Stroke
- Bacterial Meningitis
- Tuberculousis Meningitis
- Permanent Paralysis of Limbs
- Benign Spinal Cord Tumour with Neurological Deficit
- Benign Brain Tumor
- Progressive Supranuclear Palsy
- Creutzfeldt-Jakob Disease
- Coma of Specified Severity
- Major Head Trauma
- Deafness
- Blindness
- Poliomyelitis
- Encephalitis
- Severe Progressive Bulbar Palsy
| - Loss of Hearing of One Ear
- Dissolution of the nerve roots of Brachial Plexus
- Carotid Artery Surgery
- Idiopathic Scoliosis
- Loss Of Sight In One Eye
- Syringomelia or Syringobulbia Requiring Surgery
- Loss of Use of One Limb
- Coma 72 Hours
|
Other Illness | - Third Degree Burns
- Pheochromocytoma
- Necrotising Fasciitis
| - Elephantiasis
- Wilson’s Disease
- Adrenalectomy for Adrenocortical Adenoma
- Optic Neuropathy
- Wilson’s Disease
- Facial Reconstructive Surgery due to accident
|
